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  A Wisconsin Mortgage Specialist Can Help Lower Your Mortgage Payment!

Mortgages For Bad Credit: Understand that having less than perfect credit should not stop you from getting pre-approved for your mortgage.  There are government mortgage programs that do not focus on the credit scores.  These programs have favorable fixed interest rates, so you don't have to worry about paying very high interest rates just because you have bad credit.

Here are the mortgages for bad credit.

Go here to get pre-approved with an online application with bad credit.  or Call me directly at the office, (262) 923-2261, if you don't feel comfortable with an online application.

Wholesale Interest Rates In Wisconsin: Interest rates are determined from a variety of factors.  So, one bank's interest rates may have better rates than the next bank's rates because of down payment, credit score, property type, etc.  Bottom line, you need to compare apples to apples, while being able to access wholesale interest rates.  Years of good relationships has allowed me to offer you wholesale interest rates from a variety of well known nationwide banks.

Here are just a few banks you probably recognize: 

chase  countrywide
 hsbc   

Click here if you would like to know the wholesale interest rates I can find.

First Time Home Buyers: Teaching and educating a first time home buyer is very important.  If you are considering buying a home now or sometime in the future, you need to educate yourself.  I give free information to all first time home buyers who would like some genuine advice about the entire process.  You will learn all the costs, paperwork, and information that is needed when getting approved for your first mortgage loan.

We sincerely appreciate all of your help with our mortgage Josh. Thank you for taking the time to answer all of our questions and explaining each step to help us feel comfortable with the process. Your responsiveness and great attitude will keep us coming back to you for future business as well as recommend you to family and friends. You've made the entire process of buying a home so easy for us to handle, and that's invaluable!"

Thanks,
Melanie and Kyle Klamar

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"I would highly recommend Hartland Mortgage when buying a new home or refinancing. Josh has done so much from the start to finish and that had made things so much easier on me and my husband. During this whole process, my husband was deployed with the military, and Josh did everything in his power to take care of any issues that arose. This gave my husband and I the comfort we needed when buying our first home. I was very impressed with the work that was done!"
~ Tiffany & Eric Saunders




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